Dental Insurance – Allen, TX
Get the Most Out of Your Dental Plan
Every parent deserves easy access to high-quality dental care for their child. That’s why our dental office has always been quite “insurance-friendly” since we opened. If you have a plan you’d like to utilize, we’ll take a look at it and ensure we’re maximizing benefits to make your child’s visits fit into your monthly budget. Additionally, our team members enjoy empowering parents with knowledge on how to best use their plans. Below, we’ve included a quick guide that covers the basics. Any and all questions are welcome, so give us a call if you have them.
Understanding How Dental Insurance Works
Dental insurance holds similar qualities to health insurance in that they offer access to a broad array of discounts on services in exchange for a monthly premium. The main difference to know is that dental insurance is mainly focused on prevention, rather than fixing problems that have already developed. In a sense, it’s designed to help patients stay proactive. The sooner you can take care of small problems before they turn bigger, the cheaper your care becomes.
What Your Dental Insurance Plan Covers
While every dental insurance plan can have different stipulations, most follow the same basic benefit structure regardless of the provider, which is the following:
- Preventive Care – Usually includes checkups, cleanings, and X-rays. Covered between 80% and 100% in most cases.
- Restorative Care – Usually includes fillings, crowns, extractions, and pulp therapy. Typically covered between 45% and 75%.
- Cosmetic Services – Services that only address esthetics are NOT covered because they are not medically necessary.
The easiest way to get the most out of your plan is to stay committed to bringing your child in for two checkups and cleanings each year. Dental insurance will mostly cover these appointments while simultaneously reducing the chances your child will need more advanced procedures later in life. Children in higher-risk groups or with special needs may exceed benefit limits, which is where our Wellness Program can make a difference. This option is a great way to supplement coverage for your dental insurance.
Our In-Network PPO Dental Insurance Providers
Sprout Dentistry for Kids of Allen is currently in-network with some of the most recognized dental insurance providers in the United States. Our dental office is happy to accept all PPO dental insurance plans. Keep in mind that being in-network means we have an agreement with specific providers who charge particular fees for services. These are usually discounted compared to our standard rates. By choosing an in-network dental office like Sprout Dentistry for Kids of Allen, you’re able to better maximize your plan and make it easier for everyone to save at the dentist.
- Cigna DPPO
- Geha
- United Healthcare
- Lincoln
- Blue Cross Blue Shield
- Guardian
- Delta Dental PPO/ Premier
- And Many More!